Fire and smoke recovery: organize the work before hiring

NDR RECOVERY GUIDES

After a property fire, several organizations may be involved in different decisions. A fire department’s entry guidance, an insurer’s claim process and a contractor’s cleanup proposal serve different purposes. Keeping those responsibilities separate makes the work easier to follow.

Start with entry permission

The U.S. Fire Administration’s recovery resources are a useful starting point for the first day, documents and recovery contacts. Confirm entry guidance with the fire department before entering. A cleanup estimate is not a substitute for clearance from the relevant authority.

Create a responsibility list

Ask who will handle securing the building, contents inventory, cleaning, material removal, odor work and repairs. Write down where each contractor’s responsibility begins and ends. If another specialist must assess electrical or structural conditions, identify that dependency rather than treating it as an assumed part of cleanup.

Understand the proposed scope

Ask the provider to describe affected rooms, materials and contents individually. “Smoke cleanup” can leave the reader unsure whether cabinets, adjacent spaces or stored belongings are included. Request a written explanation of what will be evaluated for cleaning, what may require replacement and who approves a changed recommendation.

Keep a contents decision record

Use one record for the item, its location, photographs, proposed disposition and the person approving the decision. Ask your insurer what records it needs before disposal or repair decisions are finalized. The contractor’s view of cleanability and the policy’s coverage determination are separate matters.

Agree on the handover

Ask what evidence will be provided at completion and which repairs or inspections remain outside the agreement. Record unresolved concerns in the final walkthrough. A general promise that a building will be “like new” is less useful than an agreed list of tasks, exclusions and completion documents.